Online Transactions Without Fear of Scams

Secure escrow for online transactions. Your payment is protected until you receive your item. Cora, our AI assistant, handles everything via WhatsApp.

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Transactions Made Easy

Four simple steps. One WhatsApp chat. Complete protection from payment to delivery.

Pay
Securely

Found something you want? Chat with Cora to create your transaction. She generates a secure payment link protected until you confirm delivery. The seller gets notified instantly but can't touch the funds yet.

chat cora
Pay Securely

Seller
Ships

Payment confirmed and locked in escrow. The seller now has 48 hours to ship with photo/video proof and a tracking or rider number. If they don't ship in time, you're automatically refunded, no action needed.

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Seller Ships

Inspect
Thoroughly

Receive your item and inspect it carefully. Something wrong? Raise a dispute with your transaction code within 60 hours of shipment for a full review. Wrong or damaged item? You get refunded. You're always in control.

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Inspect Thoroughly

Release
Payment

Item matched? Confirm delivery and the seller gets paid instantly. If you don't respond? We auto-release the payment at the 60-hour mark as long as there's no dispute. Raised an issue instead? Cora investigates and protects your money.

chat cora
Release Payment

Talk to Cora in Simple Commands

No menus, no apps, just message Cora these anytime.

CHECK

See all your active transactions

CHECK ES-XXXXX

Check one transaction's status

CONFIRM ES-XXXXX

Confirm delivery, release payment to the seller

SHIP ES-XXXXX

Seller confirms an item has been shipped

WAIT ES-XXXXX

Give seller more time, disable auto-refund clock

REFUND ES-XXXXX

Request a refund if the seller hasn't shipped

DISPUTE ES-XXXXX

Raise a dispute if there's an issue

SETUP ACCOUNT

Set up your payout account

UPDATE ACCOUNT

Update your bank or account details

UPGRADE / VERIFY

Move up a KYC tier for higher limits

CANCEL

Stop or cancel anything, whether it's an active transaction, a pending action, or whatever you're doing, no matter where you are.

...Or Just Ask Naturally

No exact syntax needed. Cora understands plain conversation too.

"How much have I spent or earned this month?"
"Who are my past sellers or buyers?"
"What's my seller reputation score?"
"Do I have any pending actions?"
"When does my payment auto-release or auto-refund?"
"Find my transaction for iPhone"

The Escora Advantage

Protection built for the Nigerian marketplace. We make safe transactions effortless.

AI-Powered Fraud Protection

AI-Powered Guard

AI-Powered Fraud Protection

Cora scans every transaction for fraud before payment moves. She verifies sellers, collects evidence, and catches red flags. Your money stays locked until you confirm everything checks out.

Built on Trust & Security

Multiple layers of security protect every transaction. Your money, your data, your peace of mind, all safeguarded.

Powered and Secured by Paystack

Powered and Secured by Paystack

Every payment secured and powered by Paystack, Nigeria's most trusted gateway. Bank-level encryption protects your data. We never store your card details.

WhatsApp End-to-End Encryption

WhatsApp End-to-End Encryption

Escrow Protection Guarantee

Escrow Protection Guarantee

Complete Transaction Records

Complete Transaction Records

Start Shopping
with Full Trust

Be among the first to transact safely.
A small service fee applies, with full
transparency and no hidden costs.

Everything You Need to Know

Clear answers about how Escora protects your transactions.

How does Escora protect my money?

When you pay through Escora, your money goes into a secure escrow account powered by Paystack, not directly to the seller. The funds stay locked until you confirm you've received and inspected your item.

If the item doesn't match the description or never arrives, we investigate immediately and refund you. The seller only gets paid when you're satisfied.

How do I start using Escora?

What if I receive the wrong item or it's damaged?

How does Cora communicate with me?

Can I use Escora for any type of purchase?

Is my personal information safe with Escora?

What happens if the seller doesn't ship my item?

How much does Escora charge?

Do I need to verify my identity?

What items can't I buy or sell through Escora?