Secure escrow for online transactions. Your payment is protected until you receive your item. Cora, our AI assistant, handles everything via WhatsApp.


Four simple steps. One WhatsApp chat. Complete protection from payment to delivery.
Found something you want? Chat with Cora to create your transaction. She generates a secure payment link protected until you confirm delivery. The seller gets notified instantly but can't touch the funds yet.
chat cora
Payment confirmed and locked in escrow. The seller now has 48 hours to ship with photo/video proof and a tracking or rider number. If they don't ship in time, you're automatically refunded, no action needed.
try escora
Receive your item and inspect it carefully. Something wrong? Raise a dispute with your transaction code within 60 hours of shipment for a full review. Wrong or damaged item? You get refunded. You're always in control.
try escora
Item matched? Confirm delivery and the seller gets paid instantly. If you don't respond? We auto-release the payment at the 60-hour mark as long as there's no dispute. Raised an issue instead? Cora investigates and protects your money.
chat cora
No menus, no apps, just message Cora these anytime.
See all your active transactions
Check one transaction's status
Confirm delivery, release payment to the seller
Seller confirms an item has been shipped
Give seller more time, disable auto-refund clock
Request a refund if the seller hasn't shipped
Raise a dispute if there's an issue
Set up your payout account
Update your bank or account details
Move up a KYC tier for higher limits
Stop or cancel anything, whether it's an active transaction, a pending action, or whatever you're doing, no matter where you are.
No exact syntax needed. Cora understands plain conversation too.
Protection built for the Nigerian marketplace. We make safe transactions effortless.

AI-Powered Guard
Cora scans every transaction for fraud before payment moves. She verifies sellers, collects evidence, and catches red flags. Your money stays locked until you confirm everything checks out.

No Apps, No Stress
No apps to download. Just message Cora, by text or voice, in English or any Nigerian language. She handles questions, guides each step, and protects your money.

You Control the Money
Your payment stays locked until you say otherwise. Inspect everything. If it doesn't match, dispute it. Wrong item? Full refund. The seller only gets paid when you're satisfied.

Built for Nigerians, By Nigerians
We understand the marketplace because we've been burned by it. The scam stories, the payment fears, the trust issues. We've lived it. Escora is the protection we needed but didn't exist. Now it's here for you.

AI-Powered Guard
Cora scans every transaction for fraud before payment moves. She verifies sellers, collects evidence, and catches red flags. Your money stays locked until you confirm everything checks out.
Multiple layers of security protect every transaction. Your money, your data, your peace of mind, all safeguarded.
Every payment secured and powered by Paystack, Nigeria's most trusted gateway. Bank-level encryption protects your data. We never store your card details.
All chats with Cora are end-to-end encrypted. Nobody can read your messages, not even Escora. Your transaction details stay completely private.
Your money stays locked until you confirm delivery. Item wrong or missing? We investigate and refund immediately. You control when sellers get paid to avoid scam.
Every transaction generates a digital receipt, and every message, payment, and step gets logged. Full audit trail for disputes, so we have the evidence to resolve issues fairly.
Every payment secured and powered by Paystack, Nigeria's most trusted gateway. Bank-level encryption protects your data. We never store your card details.
Be among the first to transact safely.
A small service fee applies, with full
transparency and no hidden costs.

Clear answers about how Escora protects your transactions.
How does Escora protect my money?
How do I start using Escora?
What if I receive the wrong item or it's damaged?
How does Cora communicate with me?
Can I use Escora for any type of purchase?
Is my personal information safe with Escora?
What happens if the seller doesn't ship my item?
How much does Escora charge?
Do I need to verify my identity?
What items can't I buy or sell through Escora?